The insurance costs for the Opel Astra K 1.2 DI Turbo Business Elegance
are on average high with approx. 81 € per month.
The monthly tax is only 6 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Opel Astra K 1.2 DI Turbo Business Elegance over a useful life of 5 years is 308 € per month. On average, the Opel Astra K 1.2 DI Turbo Business Elegance trades for 25510 €, the offered vehicle has a gross list price of 26810 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 291 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the Opel Astra? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This Opel Astra gives an effective leasing factor of 1.09, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
13.968,00 €
Transfer / Approval
0,00 €
Total cost
13.968,00 €
Total cost
13.968,00 €
Runtime
48 Months
Leasing rate
291,00 €
(244,54 € netto)
Effective leasing rate
291,00 €
(244,54 € netto)
Bruttolistenpreis
26.810,00 €
Leasing factor
1.09
Effective leasing rate
1.09
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 291 €, the Opel Astra K 1.2 DI Turbo Business Elegance is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the Opel Astra, the monthly vehicle tax is very low at 6 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 111 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 81 € per month, which is basically a moderate cost considering the gross list price of 26810 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.35 € in connection with the, however, poor effective leasing factor of 1.09 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
12.816,00 €
Fixed operating costs
12.816,00 €
Lease payments Total
13.968,00 €
Total cost
26.784,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,35 €
Cumulative total cost / Km
0,35 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €