The insurance costs for the KIA Sportage QL 1.6 CRDi 136 Spirit AWD DCT7 are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 24 €. On average, the KIA Sportage QL 1.6 CRDi 136 Spirit AWD DCT7 trades for 37290 €, the offered vehicle has a gross list price of 41700 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 339 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the KIA Sportage? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This KIA Sportage gives an effective leasing factor of 1.07, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 48 months
16.272,00 €
Transfer / Approval
0,00 €
Total cost
16.272,00 €
Total cost
16.272,00 €
Runtime
48 Months
Leasing rate
339,00 €
(284,87 € netto)
Effective leasing rate
339,00 €
(284,87 € netto)
Kaufpreis
31.790,01 €
Leasing factor
1.07
Effective leasing rate
1.07
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 339 €, the KIA Sportage QL 1.6 CRDi 136 Spirit AWD DCT7 is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the KIA Sportage the monthly vehicle tax is rather high at 24 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 105 € monthly, as the vehicle is very economical. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 41700 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.41 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
16.272,00 €
Fixed operating costs
16.272,00 €
Lease payments Total
16.272,00 €
Total cost
32.544,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,41 €
Cumulative total cost / Km
0,41 €
∅ Cost / km
0,36 €
Leasing factor
0.99
from298,00 €
∅ Cost / km
0,36 €
Leasing factor
1.07
from298,33 €
∅ Cost / km
0,28 €
Leasing factor
1.04
from210,84 €