Find out the projected monthly maintenance cost for the BMW 4er-Reihe F32/F33/F36/F82/F83 435d Cabrio M Sport xDrive Steptronic with tax, running costs, insurance and workshop costs. If you are interested in leasing a BMW 4er-Reihe F32/F33/F36/F82/F83 435d Cabrio M Sport xDrive Steptronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €. With a lease term of 48 months and a monthly lease payment of 995 € with 10000 km mileage per year, there are fixed leasing costs of 48750 €. The insurance costs for the BMW 4er-Reihe F32/F33/F36/F82/F83 435d Cabrio M Sport xDrive Steptronic are extremely high at around 239 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 40 €. On average, the BMW 4er-Reihe F32/F33/F36/F82/F83 435d Cabrio M Sport xDrive Steptronic trades for 71750 €, the offered vehicle has a gross list price of 87990 €.
The leasing rate is 995 € per month with a term of 48 months, so the offer is more for customers with a correspondingly large petty cash. Whether this BMW 4er-Reihe is still a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 48750 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 87990 €, you get the leasing factor. This BMW 4er-Reihe results in an effective leasing factor of 1.48, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 48 months
47.760,00 €
Transfer / Approval
990,00 €
Total cost
48.750,00 €
Total cost
48.750,00 €
Runtime
48 Months
Leasing rate
995,00 €
(836,13 € netto)
Effective leasing rate
1.015,63 €
(853,47 € netto)
Kaufpreis
68.817,33 €
Leasing factor
1.45
Effective leasing rate
1.48
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 995 €, the BMW 4er-Reihe F32/F33/F36/F82/F83 435d Cabrio M Sport xDrive Steptronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the BMW 4er-Reihe the monthly vehicle tax is very high at 40 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 126 € monthly. Added to this are insurance costs of 239 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 87990 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: Due to the high cost per kilometer in the amount of 1.22 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
28.686,00 €
Fixed operating costs
28.686,00 €
Lease payments Total
47.760,00 €
Total cost
76.446,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
1,22 €
Cumulative total cost / Km
1,22 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,64 €
Leasing factor
1.07
from534,42 €