VW Golf VIII 1.5 TSI ACT Life - Costs

Monthly costs for VW Golf VIII 1.5 TSI ACT Life

VW Golf VIII  1.5 TSI ACT Life

The insurance costs for the VW Golf VIII 1.5 TSI ACT Life are on average high with approx. 88 € per month.

The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Golf VIII 1.5 TSI ACT Life over a useful life of 5 years is 321 € per month. On average, the VW Golf VIII 1.5 TSI ACT Life trades for 29650 €, the offered vehicle has a gross list price of 31620 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

VW Golf VIII 1.5 TSI ACT Life Total cost & lease factor

Calculation basis

The lease payment is 275 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Golf? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW Golf results in an effective leasing factor of 0.87, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 48 months

13.200,00 €

Transfer / Approval

0,00 €

+

Total cost

13.200,00 €

Leasing factor

Total cost

13.200,00 €

Runtime

48 Months

÷

Leasing rate

275,00 €
(231,09 € netto)

Effective leasing rate

275,00 €
(231,09 € netto)

Bruttolistenpreis

31.620,00 €


Leasing factor

0.87

Effective leasing rate

0.87

VW Golf VIII 1.5 TSI ACT Life Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 275 €, the VW Golf VIII 1.5 TSI ACT Life is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Golf, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 117 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 88 € per month, which is basically a moderate cost considering the gross list price of 31620 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.33 € and the effective leasing factor of 0.87.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

12.960,00 €

Actual cost / Km

Fixed operating costs

12.960,00 €

Lease payments Total

13.200,00 €

+

Total cost

26.160,00 €

Total kilometers

39.984,00

÷

Cost / Km (only leasing)

0,33 €

Cumulative total cost / Km

0,33 €

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