The insurance costs for the Audi A4 B9 Avant 40 TDI S line S tronic are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 23 €. The high average depreciation of the Audi A4 B9 Avant 40 TDI S line S tronic amounting to 623 € per month (for use over 5 years) is due not least to the high gross list price of 65075 €. On average, the Audi A4 B9 Avant 40 TDI S line S tronic trades for 53522 €, the offered vehicle has a gross list price of 65075 €.
The leasing rate is 777 € per month with a term of 48 months, so the offer is more for customers with a correspondingly large petty cash. Whether this Audi A4 is still a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This Audi A4 gives an effective leasing factor of 1.19, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
37.296,00 €
Transfer / Approval
0,00 €
Total cost
37.296,00 €
Total cost
37.296,00 €
Runtime
48 Months
Leasing rate
777,00 €
(652,94 € netto)
Effective leasing rate
777,00 €
(652,94 € netto)
Bruttolistenpreis
65.075,00 €
Leasing factor
1.19
Effective leasing rate
1.19
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 777 €, the Audi A4 B9 Avant 40 TDI S line S tronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the Audi A4 the monthly vehicle tax is rather high at 23 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 109 € monthly, as the vehicle is very economical. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 65075 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.93 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
15.984,00 €
Fixed operating costs
15.984,00 €
Lease payments Total
37.296,00 €
Total cost
53.280,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,93 €
Cumulative total cost / Km
0,93 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,64 €
Leasing factor
1.07
from534,42 €